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Car Depreciation Calculator

Project a vehicle's value loss year by year.

Vehicle
$
yrs
%

Value after 5 years

$15,869

42% of original

Total depreciation

$22,131

Per year average

$4,426

After year 1 (−20%)

$30,400

The steepest cost of driving

Cars typically shed ~20% in year one and 15% a year after — half their value by year five. Depreciation quietly outruns fuel and insurance as the biggest ownership cost, which is why 2–3-year-old cars are the classic value play.

Curves vary wildly

Trucks and Toyotas hold value; luxury sedans and EVs with dated tech fall fastest — annual rates range from 8% to 25% by model. Mileage, condition, and color all move resale; depreciation guides beat any single average, including this one.

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