Mortgage payments by loan amount
What a mortgage of a given size costs each month, for 12 common loan amounts. The table shows principal and interest at a 6.5% reference rate; each page breaks the payment down across rates from 5.5% to 7.5%, compares 15- and 30-year terms, and shows how extra payments shorten the loan.
Every figure is computed by the same function as the site's Mortgage Calculator, which is embedded on each page pre-filled with that loan so you can add taxes, insurance and your own rate.
Main tool: Mortgage Calculator
Educational estimate only, not financial advice. Figures cover principal and interest on a fixed-rate loan; your lender's quote will include taxes, insurance, fees, and terms specific to you.
Payments at 6.5%
| Loan amount | 30-year payment | 15-year payment | 30-year total interest |
|---|---|---|---|
| $100,000 | $632.07 | $871.11 | $127,544 |
| $150,000 | $948.10 | $1,306.66 | $191,317 |
| $200,000 | $1,264.14 | $1,742.21 | $255,089 |
| $250,000 | $1,580.17 | $2,177.77 | $318,861 |
| $300,000 | $1,896.20 | $2,613.32 | $382,633 |
| $350,000 | $2,212.24 | $3,048.88 | $446,406 |
| $400,000 | $2,528.27 | $3,484.43 | $510,178 |
| $450,000 | $2,844.31 | $3,919.98 | $573,950 |
| $500,000 | $3,160.34 | $4,355.54 | $637,722 |
| $600,000 | $3,792.41 | $5,226.64 | $765,267 |
| $750,000 | $4,740.51 | $6,533.31 | $956,584 |
| $1,000,000 | $6,320.68 | $8,711.07 | $1,275,445 |