Dividend Calculator

Dividend growth investing compounds twice: companies raise the payout (6–8% yearly for dividend growers), and reinvested dividends buy more shares that themselves pay dividends. Yield-on-cost — this year's income over your original outlay — is the metric that shows it.

A 6% yielder growing 2% and a 2% yielder growing 12% cross over within a decade. Very high yields often signal payout risk — the market pricing in a cut — so screens usually pair yield with payout ratio and dividend history.